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We make a real impact in the lives of our clients by guiding them through major life events and helping them preserve and pass on their wealth. Our customized approach focuses on thoughtful financial planning and wealth management that looks beyond your investments and encompasses all aspects of your financial life.

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Connecting you to the deep resources of UBS

By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

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Maximize your potential wealth

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A leading global wealth manager

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Workplace Wealth Solutions

Creating a truly rewarding workplace

Your company’s success depends on attracting and retaining key talent. Everyone can flourish in a workplace where employees feel rewarded and want to stay. Together, we can help you create a truly rewarding workplace across a range of solutions.

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • George Towers crop

    George Towers III

    Director

    Market Director

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    • AZ
    • CA
    • CO
    • FL
    • HI
    • MI
    • MN
    • NC
    • NV
    • OK
    • OR
    • TX
    • UT
    • VA
    • WA
    • WY

    George Towers believes that wealth goes far beyond the amount of dollars and cents one has in any account; finances are simply one component of our overall wealth as human beings. He recognizes that wealth is a powerful tool that we can use to not only improve our own lives, but the lives of others, to leave the world a better place than we found it. It is this philosophy that informed his decision to move into financial planning to use his degree from the University of Denver in finance and economics, after spending several years in ministry. George sees both professions as similar in some ways: in both cases he is working in the “people business,” helping others get from point A to point B to help them succeed, putting the person front and center, and providing encouragement. His passion for doing good in the community and the world led him to working with UBS.

    George started at UBS in 2021 as a Wealth Planning Associate where he had the responsibility to work with financial advisors across the San Diego market in developing comprehensive financial plans for their clients.  George was quickly promoted to his new role of Associate Market Executive for the Pacific Desert Market, helping oversee 13 branches and more than 260 Financial Advisors who manage more than $50 billion in client assets.

    George is not the only member of his family who feels it’s important to leave the world a better place. His wife Christie is a cancer researcher who was recruited to the Salk Institute in La Jolla to start her own research lab. George and Christie have two young sons, Noah and Levi. In his spare time, George loves spending time with his family at the beach, traveling, hiking and playing sports. If you get the chance, ask him about his family’s experience on the television game show, Family Feud!

          1200 Prospect Street
          Suite 100
          La Jolla, CA 92037
          george.towers@ubs.com
          George Towers III
          1200 Prospect Street,La Jolla,CA,92037
        • Carla Ozog updated

          Carla Ozog

          Director

          Market Supervisory Officer

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          • AZ

          Carla began her career in the financial services industry in 2000 with Smith Barney as a client service associate in the Detroit Metro area.  In 2003 she moved to UBS Financial Services in Birmingham, MI and has held various roles within the Firm. In 2007, she moved to Scottsdale, Arizona to become the Operations Manager for the Scottsdale AZ branch and then moved into a Supervisory position in the Phoenix AZ branch in 2009. 

          Prior to joining the Pacific Desert Market, Carla was the Market Supervisory Officer for Desert Mountain Market.  Carla believes one of the most important parts of her role is establishing strong relationships with Financial Advisors, Team Associates, Market Directors and Senior management, as well as mitigating risk within her Market and Firm.  

          Carla received her Bachelor’s degree in Finance from Walsh College Business and Accountancy in Troy, MI.  She also holds her Series 7, 63, 66, 9, 10 and insurance licenses.

          She resides in Scottsdale Arizona with her dog Ruger, who she adopted from the Westside German Shepherd Rescue in Los Angeles in 2019.  Carla is passionate about animal welfare and military veterans.

          When time prevails, Carla enjoys walking, hiking, reading and visiting family.

                14624 N Scottsdale Road
                Suite 150
                Scottsdale, AZ 85254
                carla.ozog@ubs.com
                Carla Ozog
                14624 N Scottsdale Road,Scottsdale,AZ,85254
              • Laura Fetterman

                Laura Fetterman

                Authorized Officer

                Admin Manager

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                • CA

                Since January 2025, Laura Fetterman is the Administrative Officer for the Private Wealth offices within the UBS Pacific Desert Market.  Previously, Laura worked as the Executive Team Assistant where she supported UBS executive teams since 2005, interacting with managers and employees from all branches within the Market.

                Her resourcefulness, organizational skills, attention to detail, and multitasking capabilities often make Laura the first go-to source for help or guidance to employees in the marketplace. Laura’s dependability, intellectual curiosity and ability to inject humor into any situation enhance her approachability and make her fun to work with.

                She is FINRA-registered, holding Series 7, 66, 9, and 10 licenses. Laura holds a Bachelor of Arts degree from DeSales University in Pennsylvania. In her spare time, Laura loves traveling, attending concerts and sampling delicious foods and wines with family and friends.

                      1200 Prospect Street
                      Suite 100
                      La Jolla, CA 92037
                      laura.fetterman@ubs.com
                      Laura Fetterman
                      1200 Prospect Street,La Jolla,CA,92037

                    A leader in wealth management

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                    for High Net-Worth clients

                    Euromoney Private Banking and Wealth Management Survey (peer review), 2015-2022

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                    As of 12/31/2024

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