Makes all the difference

Justin Kappel

Executive Director

Market Director

Since 2012, Justin has held roles in field leadership at UBS. In 2021, he was named the Complex Director for the St. Paul and Great Plains Complex for UBS. In this role, Justin is responsible for the businesses in St. Paul, MN, St. Cloud, MN, Alexandria, MN, Fargo, ND, Sioux Falls, SD, West Des Moines, IA and Davenport, IA. Justin has also served as the Branch Manager for Wayzata, MN, St. Paul, MN and as the Assistant Complex Director for the Minnesota Complex. Now in his current role as Market Director, Justin oversees the Wayzata, MN, St. Paul, MN, St. Cloud, MN and Fargo, ND offices. 

Prior to 2012, Justin held various roles at UBS and predecessor firms -- ranging from leading home office sales support teams, leading technology and practice management training teams, and serving as regional business analyst. With this wide range of experience over his 25-plus year career, Justin is able to listen to advisors and their teams as they share the vision for their practices. Equally as important, he connects teams to the right people from around the firm in order to bring the best of UBS to clients and advisor practices.

Justin earned his B.S. degree in Mathematics and Economics from North Dakota State University in Fargo, ND. He lives in Minneapolis with his wife, Stephanie, and two sons. Outside of work, Justin spends much of his summer and fall coaching for the Minneapolis Youth Baseball Association. When not coaching or watching a ball game, he enjoys traveling with his family, running (two-time marathon finisher) and recently began taking guitar lessons.

Registered States:
  • FL
  • IA
  • MN
  • ND
  • SD
  • WI
444 Cedar Street
Suite 2200
St Paul, MN 55101

Email Me

Justin Kappel
444 Cedar Street,St Paul,MN,55101

Our resources

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    Tobin Johnson

    NMLS #947868

    Senior Wealth Management Banker, UBS Bank USA

    Current role and areas of expertise

    Tobin joined UBS Bank USA in 2017 and he is currently a Senior Wealth Management Banker covering offices in the Midwest Market.

    Tobin has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives. 

    Professional history

    Tobin began his career in financial services in 1994. Prior to joining UBS, he held a similar role at Merrill Lynch along with roles at Wells Fargo, Ameriprise and elsewhere.

    Education and personal information

    In Tobin’s role as a Senior Wealth Management Banker his NMLS # is 982743. He holds his Series 7 and 66 securities licenses and CFP®. He also holds a bachelor’s degree from Concordia College.

    Outside of the office, Tobin enjoys spending time with his family as well as playing golf and pickleball.

    Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender.