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  • Michael Karl

    Michael Karl, CFP, CIMA

    Managing Director–Wealth Management

    Market Director

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    • AZ
    • CA
    • CO
    • DE
    • FL
    • IA
    • ID
    • MA
    • MI
    • MN
    • MS
    • MT
    • NC
    • ND
    • NM
    • NV
    • NY
    • OR
    • SD
    • TN
    • TX
    • WA
    • WI

    Mr. Karl is a 33-year veteran of the financial services industry, nearly all of it with UBS and its predecessor firms. Having earned the prestigious Certified Financial PlannerTM (CFP®) and Certified Investment Management Analyst (CIMA®) designations, Mike is committed to helping his clients make rational financial decisions in an irrational market. Throughout his career, he has been passionate about helping his clients define and achieve their goals by following a long-term value-oriented investment philosophy. Appreciated for his honest and client-centric approach, Mike is a dedicated steward of his clients’ assets and takes seriously his calling as a “missionary of thrift.”

    Mike was awarded the 2008 Central Minnesota Community Foundation Professional Leadership Award and is the recipient of the NABCAP Top Wealth Advisor Award by the Minneapolis/St. Paul Business Journal for 2011, 2012 and 2013. He has served on UBS and its predecessor firm’s President’s, Pacesetters or VIP Councils since 1996. He holds a B.A. in commercial economics from South Dakota State University.

    • Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
    • Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
    • PLANADVISER Top Retirement Plan Advisers, 2022The PLANADVISOR rating is awarded in Q1 based on information from January of the award year.

    • South Dakota State University, B.A. in Commercial Economics
      4150 S Second Street
      Suite 500
      St Cloud, MN 56301

    A focus on personalized access and service

    Working with diverse clients with specific needs, our team sees it as our top responsibility to understand each aspect of your unique and often complicated financial life.

    Are markets going "Back to the Future"?

    Debt ceiling and inflation


    Exceptional financial strength and stability

    Legacy—Wealth for others

    For needs that go beyond your own—to help you improve the lives of others

    What will your legacy be?
    It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

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