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  • Justin headshot

    Justin Kappel

    Executive Director

    Market Director

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    • FL
    • IA
    • MN
    • ND
    • SD
    • WI

    Since 2012, Justin has held roles in field leadership at UBS. In 2021, he was named the Complex Director for the St. Paul and Great Plains Complex for UBS. In this role, Justin is responsible for the businesses in St. Paul, MN, St. Cloud, MN, Alexandria, MN, Fargo, ND, Sioux Falls, SD, West Des Moines, IA and Davenport, IA. Justin has also served as the Branch Manager for Wayzata, MN, St. Paul, MN and as the Assistant Complex Director for the Minnesota Complex. Now in his current role as Market Director, Justin oversees the Wayzata, MN, St. Paul, MN, St. Cloud, MN and Fargo, ND offices. 

    Prior to 2012, Justin held various roles at UBS and predecessor firms -- ranging from leading home office sales support teams, leading technology and practice management training teams, and serving as regional business analyst. With this wide range of experience over his 25-plus year career, Justin is able to listen to advisors and their teams as they share the vision for their practices. Equally as important, he connects teams to the right people from around the firm in order to bring the best of UBS to clients and advisor practices.

    Justin earned his B.S. degree in Mathematics and Economics from North Dakota State University in Fargo, ND. He lives in Minneapolis with his wife, Stephanie, and two sons. Outside of work, Justin spends much of his summer and fall coaching for the Minneapolis Youth Baseball Association. When not coaching or watching a ball game, he enjoys traveling with his family, running (two-time marathon finisher) and recently began taking guitar lessons.

          444 Cedar Street
          Suite 2200
          St Paul, MN 55101
          justin.kappel@ubs.com
          Justin Kappel
          444 Cedar Street,St Paul,MN,55101
        • Marit

          Marit Ripley

          Associate Director

          Admin Manager

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          • MN

          Marit joined the financial services industry in 2017 and she has been with UBS since 2022. She currently serves as Administrative Manager for the Wayzata, MN, St. Cloud, MN, Alexandria, MN, and Fargo, ND offices. 

          Prior to 2017, Marit spent 12 years in leadership roles in the food service and retail industries. Throughout her career, she has enjoyed coaching and developing her teams toward achieving their highest potential, and she continues to pursue that passion with UBS. In addition to her supervisory duties, Marit provides tailored coaching for Wealth Management teams on building efficiencies into their business routines and supporting each individual’s professional development.

          Marit earned her B.A. degree in Theater Arts from Concordia College, Moorhead, MN. She holds FINRA Series 7, 66, 9 and 10 licenses. In her spare time, Marit enjoys spending time with her husband and children in their garden, hiking in the many regional parks in the Twin Cities, trying new recipes, and finding ever-more-challenging puzzles to complete.

                681 East Lake Street
                Wayzata, MN 55391
                marit.ripley@ubs.com
                Marit Ripley
                681 East Lake Street,Wayzata,MN,55391
              • david

                David Lenahan

                Director

                Admin Manager

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                • MN

                David joined UBS in September 2024 as an Administrative Manager for the Minneapolis area and Fargo branches. Prior to joining UBS, he was with Merrill Lynch for 27 years. There he served in various capacities including Market Client Relationship Manager, Business Manager, Administrative Manager and Performance Manager in Wealth Management Banking. He holds the Series 7, 63, 65, 9, 10 and 31 securities licenses.

                David is a native of Dublin, Ireland and he resides in Saint Paul, MN and is married to a Minnesotan and has two sons that are both attending college. He is an active outdoors person and enjoys traveling in his spare time.

                      444 Cedar Street
                      Suite 2200
                      St Paul, MN 55101
                      david.lenahan@ubs.com
                      David Lenahan
                      444 Cedar Street,St Paul,MN,55101
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                      Tobin Johnson

                      NMLS #947868

                      Senior Wealth Management Banker, UBS Bank USA

                      Current role and areas of expertise

                      Tobin joined UBS Bank USA in 2017 and he is currently a Senior Wealth Management Banker covering offices in the Midwest Market.

                      Tobin has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives. 

                      Professional history

                      Tobin began his career in financial services in 1994. Prior to joining UBS, he held a similar role at Merrill Lynch along with roles at Wells Fargo, Ameriprise and elsewhere.

                      Education and personal information

                      In Tobin’s role as a Senior Wealth Management Banker his NMLS # is 982743. He holds his Series 7 and 66 securities licenses and CFP®. He also holds a bachelor’s degree from Concordia College.

                      Outside of the office, Tobin enjoys spending time with his family as well as playing golf and pickleball.

                      Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender.

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                    Election Day is behind us, but questions still remain. How will my portfolio be affected? What can I do now to secure my financial future? 

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