A plan for today, tomorrow and generations to come

Two people beach cleanup

Your financial life is unique. The same should be true of your financial plan. We take the time to get to know you, your family and all your most important priorities. As your circumstances change over time and as new opportunities arise, we'll work with you to adjust your plan to help keep you on track. When you look to the future, you should like what you see.

Three generations on beach

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Meredith Westerman Profile Photo

    Meredith Westerman

    Executive Director

    Market Director

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    • AK
    • AL
    • AR
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • HI
    • IA
    • ID
    • IL
    • IN
    • KS
    • KY
    • LA
    • MA
    • MD
    • ME
    • MI
    • MN
    • MO
    • MS
    • MT
    • NC
    • ND
    • NE
    • NH
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OK
    • OR
    • PA
    • PR
    • RI
    • SC
    • SD
    • TN
    • TX
    • UT
    • VA
    • VI
    • VT
    • WA
    • WI
    • WV
    • WY

    Meredith is the Branch Manager for our San Mateo and Palo Alto offices. She works with advisors and clients with the primary purpose to create a greater awareness of the best products, services and resources available to them through UBS.

    She has been with the firm since 2011 and started her career in our Home Office where she has spent time working in sales, strategy and our technology departments. Her extensive knowledge of our firm and the resources available makes her a key partner to our business.

    Meredith has a B.S. in Business Administration and Sport Management from Ohio Dominican University in Columbus, OH. Current licenses include the series 7, 9, 10 and 66.

    She currently resides in Belmont and her interests outside of work include being outdoors, cooking and spending time with her dog Moe.

      • Ohio Dominican University in Columbus, OH, B.S. in Business Administration and Sport Management
      • Certified Exit Planning Advisor
      555 California Street
      32nd/ 34th /46th Floor
      San Francisco, CA 94104
      meredith.westerman@ubs.com
      Meredith Westerman
      555 California Street,San Francisco,CA,94104
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      Carrie Scaletta

      Director

      Admin Manager

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      • AK
      • AL
      • AR
      • AZ
      • CA
      • CO
      • CT
      • DC
      • DE
      • FL
      • GA
      • HI
      • IA
      • ID
      • IL
      • IN
      • KS
      • KY
      • LA
      • MA
      • MD
      • ME
      • MI
      • MN
      • MO
      • MS
      • MT
      • NC
      • ND
      • NE
      • NH
      • NJ
      • NM
      • NV
      • NY
      • OK
      • OR
      • PA
      • PR
      • RI
      • SC
      • SD
      • TN
      • TX
      • UT
      • VA
      • VI
      • VT
      • WA
      • WI
      • WV
      • WY

            355 Santana Row
            Suite 2050
            San Jose, CA 95128
            carrie.scaletta@ubs.com
            Carrie Scaletta
            355 Santana Row,San Jose,CA,95128
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            Philip Topacio

            Director

            Market Administrative Officer

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            • AK
            • AL
            • AR
            • AZ
            • CA
            • CO
            • CT
            • DC
            • DE
            • FL
            • GA
            • HI
            • IA
            • ID
            • IL
            • IN
            • KS
            • KY
            • LA
            • MA
            • MD
            • ME
            • MI
            • MN
            • MO
            • MS
            • MT
            • NC
            • ND
            • NE
            • NH
            • NJ
            • NM
            • NV
            • NY
            • OH
            • OK
            • OR
            • PA
            • PR
            • RI
            • SC
            • SD
            • TN
            • TX
            • UT
            • VA
            • VI
            • VT
            • WA
            • WI
            • WV
            • WY

                  555 California Street
                  32nd/ 34th /46th Floor
                  San Francisco, CA 94104
                  philip.topacio@ubs.com
                  Philip Topacio
                  555 California Street,San Francisco,CA,94104
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                  Sanam Baiani

                  Branch Office Administrator

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                          400 South El Camino Real
                          Suite 900
                          San Mateo, CA 94402
                          sanam.baiani@ubs.com
                          Sanam Baiani
                          400 South El Camino Real,San Mateo,CA,94402
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                          Arnoldo Santiago

                          Senior Vice President–Wealth Management

                          Associate Market Executive

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                          • CA
                          • CT
                          • DC
                          • FL
                          • ID
                          • IN
                          • MA
                          • MD
                          • NC
                          • NV
                          • OR
                          • PR
                          • TX
                          • WA

                                555 California Street
                                32nd/ 34th /46th Floor
                                San Francisco, CA 94104
                                arnoldo.santiago@ubs.com
                                Arnoldo Santiago
                                555 California Street,San Francisco,CA,94104
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                                Warren Cheung

                                Director

                                Supervisory Officer

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                                • AK
                                • AL
                                • AR
                                • AZ
                                • CA
                                • CO
                                • CT
                                • DC
                                • DE
                                • FL
                                • GA
                                • HI
                                • IA
                                • ID
                                • IL
                                • IN
                                • KS
                                • KY
                                • LA
                                • MA
                                • MD
                                • ME
                                • MI
                                • MN
                                • MO
                                • MS
                                • MT
                                • NC
                                • ND
                                • NE
                                • NH
                                • NJ
                                • NM
                                • NV
                                • NY
                                • OH
                                • OK
                                • OR
                                • PA
                                • PR
                                • RI
                                • SC
                                • SD
                                • TN
                                • TX
                                • UT
                                • VA
                                • VI
                                • VT
                                • WA
                                • WI
                                • WV
                                • WY

                                      1255 Treat Blvd
                                      Suite 1000
                                      Walnut Creek, CA 94597
                                      warren.cheung@ubs.com
                                      Warren Cheung
                                      1255 Treat Blvd,Walnut Creek,CA,94597
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                                      Beatriz Cardona-Adams

                                      Director

                                      Supervisory Officer

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                                      • CA
                                      • FL

                                            Home Worker FL
                                            Home Worker FL, FL 000
                                            beatriz.cardona@ubs.com
                                            Beatriz Cardona-Adams
                                            Home Worker FL,Home Worker FL,FL,000
                                          Three generations in apple orchard

                                          Turn possibilities into a plan

                                          House View Monthly

                                          Mountain climbers on peak at sunrise

                                          A leading global wealth manager

                                          UBS Year Ahead 2025

                                          Roaring 20s: The next stage

                                          Our Chief Investment Office (CIO) looks to what awaits investors in the next half of the decade with the 2025 edition of Year Ahead.

                                          A dramatic change in US politics, Chinese economic stimulus, ongoing geopolitical developments and falling interest rates are all at play. How should you prepare your portfolio? Let’s talk about how you can move confidently forward in the new year and beyond.

                                          Read the report

                                          A leader in wealth management

                                          Backed by the strength of our parent company, UBS AG

                                          $5.9+ trn

                                          UBS Group invested assets
                                          As of 06/30/2024

                                          51 countries

                                          Our global footprint

                                          Global leader

                                          UBS is a leading and truly global wealth manager

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