Let's move forward. Together.

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Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Arnoldo

    Arnoldo Santiago

    Senior Vice President–Wealth Management

    Associate Market Executive

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    • CA
    • CT
    • DC
    • FL
    • ID
    • IN
    • MA
    • MD
    • MI
    • NC
    • NV
    • OR
    • PR
    • TX
    • WA

          555 California Street
          32nd / 33rd / 34th Floor
          San Francisco, CA 94104
          arnoldo.santiago@ubs.com
          Arnoldo Santiago
          555 California Street,San Francisco,CA,94104
        • Phil

          Philip Topacio

          Director

          Market Administrative Officer

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          • AK
          • AL
          • AZ
          • CA
          • CO
          • CT
          • DC
          • DE
          • FL
          • GA
          • HI
          • IA
          • ID
          • IL
          • IN
          • KS
          • KY
          • LA
          • MA
          • MD
          • ME
          • MI
          • MN
          • MO
          • MS
          • MT
          • NC
          • ND
          • NE
          • NH
          • NJ
          • NM
          • NV
          • NY
          • OH
          • OK
          • OR
          • PA
          • PR
          • RI
          • SC
          • SD
          • TN
          • TX
          • UT
          • VA
          • VI
          • VT
          • WA
          • WI
          • WV
          • WY

          Philip serves as the Market Administrative Officer for the San Francisco Market. He has been with UBS since 2016 and has over 18 years of management experience in the financial industry. 

          Throughout his financial career he has held various roles including Complex Operations Manager, Compliance Specialist, and Complex Supervisory Officer.  In his current role as Market Administrative Officer, Phil is responsible for managing the Market Team Associate Staff, as well Business Manager across the Market.  

          Phil enjoys spending time with his family and coaching youth sports. He is a graduate of Heald College with a degree in Business Administration. He holds his Series 3, 7, 66, 9 and 10 securities licenses.

                555 California Street
                32nd / 33rd / 34th Floor
                San Francisco, CA 94104
                philip.topacio@ubs.com
                Philip Topacio
                555 California Street,San Francisco,CA,94104
              • Barbara

                Barbara Fain

                Director

                Market Supervisory Officer

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                • CA

                Barbara serves as the Market Supervisory Officer for the San Francisco Market. She has been with UBS since 2004 and has over 16 years of management experience in the financial industry.

                Throughout her financial career she has held various roles including Operations Manager, Administrative Manager, Associate Market Executive and Client Experience Director.  In her current role as Market Supervisory Officer, Barbara is responsible for managing compliance and business risk, as well as implementation and education of firm policies and procedures across the Market. 

                Barbara enjoys spending time with her family, dabbling in DIY projects and gardening. She is a graduate of Sierra College with a degree in Business Administration and General Science. She holds her Series 3, 7, 66, 9 and 10 securities licenses and is Insurance licensed.

                CA Insurance License # 0M28906

                      3001 Douglas Boulevard
                      Suite 160
                      Roseville, CA 95661
                      barbara.fain@ubs.com
                      Barbara Fain
                      3001 Douglas Boulevard,Roseville,CA,95661
                    • Megan

                      Megan Zhang

                      Authorized Officer

                      Executive / Team Assistant

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                      • CA

                      Megan Zhang serves as the Executive Team Assistant for the San Francisco Market. With over 13 years of experience supporting senior leadership in fast-paced environments. Known for anticipating executive needs, managing complex calendars and coordinating high-stakes meetings across teams. A trusted partner to the Market Executive, ensuring operational efficiency and maintaining the highest level of discretion and professionalism. Passionate about fostering strong internal relationships and driving seamless execution of strategic priorities.

                      Megan holds her series 7 and 66 licenses. She earned a B.A. in Business Marketing from San Francisco State University. On the weekends you’ll find her spending time with family and friends, along with enjoying some Orangetheory Fitness classes.  

                            555 California Street
                            32nd / 33rd / 34th Floor
                            San Francisco, CA 94104
                            megan.zhang@ubs.com
                            Megan Zhang
                            555 California Street,San Francisco,CA,94104

                          Connecting you to the deep resources of UBS

                          By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

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                          Turn possibilities into a plan

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                          A leading global wealth manager

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                          Managing wealth in a changing world

                          Geopolitics, trade and your portfolio

                          In times of heightened uncertainty, who you trust for financial guidance matters more than ever. For over160 years, UBS has helped clients through times of volatility with clarity and resiliency.

                          Get in touch with our team and we’ll help you turn today’s market uncertainty into informed confidence.

                          A leader in wealth management

                          Backed by the strength of our parent company, UBS AG

                          $6.9 trn

                          UBS Group invested assets
                          As of 10/29/2025

                          51 countries

                          Our global footprint

                          Global leader

                          UBS is a leading and truly global wealth manager

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