Experience

As a Senior Vice President, Wealth Management, Scott  draws on decades of experience leading clients and Financial Advisors. Having witnessed multiple market and presidential cycles, as a Financial Advisor and for over a decade as Branch Manager at UBS, Scott works with clients to put together customized plans that address their longevity, retirement, legacy, income planning, and other unique needs. 

He currently holds series 3, 7, 9, 10, 66 registrations, California Insurance license, Chartered Retirement Planning Counselor (CRPC) and Certified Exit Planning Advisor (CEPA) designations. He has a Bachelor of Arts degree from University of California, Riverside, was awarded to the UBS Directors Council 2022 and made the Forbes/SHOOK Best-In-State Wealth Advisors list in 2022.

Scott has had a life long interest in financial services and the ability to help people achieve their financial goals.  He is committed to providing insightful guidance and advice based on the unique priorities of the families he serves.  

Scott has volunteered with the Little League, Val Verde School for the Performing Arts, Boy Scouts of America, US Navy Sea Cadets and is a member of the Order of the Elks. He was born and raised in Rancho Cucamonga, where he continues to reside with his wife and two children. Scott and his wife enjoy travelling, cooking, entertaining, exercising, and trying new restaurants and foods.

Michael specializes in developing and implementing customized retirement plans for individuals and families. Everyone's situation is unique and requires a unique plan. As a Certified Financial Planner, he has many years of experience helping clients successfully achieve their retirement and financial goals. Michael began his career as a financial advisor in 1996 with Dean Witter Morgan Stanley, and joined UBS in 2019. Michael focuses on developing customized wealth management strategies, including risk management, insurance planning, and estate planning services. Through his knowledge of technical and quantitative analysis coupled with UBS’s research, he develops customized asset allocations and re-balancing strategies for clients. Michael earned a degree in Finance from the California State University, San Bernardino.

Veronica oversees the client administration for The Kira/Kira/Morris & Bates Wealth Management.  Veronica has 25 years of experience in the financial industry, she worked at Smith Barney for 12 years and has been with UBS for 13 years.  Veronica has been a resident of Riverside for 10 years.  Veronica has a family, she has been blissfully married to her husband for 14 years.  Veronica has 4 amazing children two boys Nicolas 24 and Alexander 11 and two girls Isabella 6 and Cassandra 3.  Veronica likes to relax by camping in her RV with her family, and when she is not glamping she enjoys spending her time watching her son play Baseball.