Lasting relationships

Understanding what matters most to you

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Justin Kappel

Executive Director

Market Director
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Since 2012, Justin has held roles in field leadership at UBS. In 2021, he was named the Complex Director for the St. Paul and Great Plains Complex for UBS. In this role, Justin is responsible for the businesses in St. Paul, MN, St. Cloud, MN, Alexandria, MN, Fargo, ND, Sioux Falls, SD, West Des Moines, IA and Davenport, IA. Justin has also served as the Branch Manager for Wayzata, MN, St. Paul, MN and as the Assistant Complex Director for the Minnesota Complex.

Prior to 2012, Justin held various roles at UBS and predecessor firms -- ranging from leading home office sales support teams, leading technology and practice management training teams, and serving as regional business analyst. With this wide range of experience over his 25-plus year career, Justin is able to listen to advisors and their teams as they share the vision for their practices. Equally as important, he connects teams to the right people from around the firm in order to bring the best of UBS to clients and advisor practices.

Justin earned his B.S. degree in Mathematics and Economics from North Dakota State University in Fargo, ND. He lives in Minneapolis with his wife, Stephanie, and two sons. Outside of work, Justin spends much of his summer and fall coaching for the Minneapolis Youth Baseball Association. When not coaching or watching a ball game, he enjoys traveling with his family, running (two-time marathon finisher) and recently began taking guitar lessons.
444 Cedar Street
Suite 2200
St Paul, MN 55101

justin.kappel@ubs.com

Justin Kappel

444 Cedar Street,St Paul,MN,55101
David Lenahan

Director

Admin Manager
View bio
- MN
David joined UBS in September 2024 as an Administrative Manager for the Minneapolis area and Fargo branches. Prior to joining UBS, he was with Merrill Lynch for 27 years. There he served in various capacities including Market Client Relationship Manager, Business Manager, Administrative Manager and Performance Manager in Wealth Management Banking. He holds the Series 7, 63, 65, 9, 10 and 31 securities licenses.

David is a native of Dublin, Ireland and he resides in Saint Paul, MN and is married to a Minnesotan and has two sons that are both attending college. He is an active outdoors person and enjoys traveling in his spare time.
444 Cedar Street
Suite 2200
St Paul, MN 55101

david.lenahan@ubs.com

David Lenahan

444 Cedar Street,St Paul,MN,55101

Tobin Johnson

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

View bio

Current role and areas of expertise

Tobin joined UBS Bank USA in 2017 and he is currently a Senior Wealth Management Banker covering offices in the Midwest Market.

Tobin has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Tobin began his career in financial services in 1994. Prior to joining UBS, he held a similar role at Merrill Lynch along with roles at Wells Fargo, Ameriprise and elsewhere.

Education and personal information

In Tobin’s role as a Senior Wealth Management Banker his NMLS # is 982743. He holds his Series 7 and 66 securities licenses and CFP®. He also holds a bachelor’s degree from Concordia College.

Outside of the office, Tobin enjoys spending time with his family as well as playing golf and pickleball.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender.
Christine Coughlin

Digital Specialist

View bio

As the Digital Specialist for the Midwest Market, Christine is responsible for training and education on the Digital tools that help an Advisors business grow. Being a former Client Service Associate and Branch Technology Liaison, her experience with the platforms allows her to know the importance of technology being efficient on both the employee and client side.

After graduating from Augustana University in Sioux Falls, SD in 2017, she worked at McDowell Financial Group with a focus on Life Insurance, and then joined UBS in 2018.

In her spare time you can find her outdoors hiking, running, and adventuring with her husband Dillon, son Theo, and dog Murphy.

Justin Kappel

Executive Director

Market Director
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Since 2012, Justin has held roles in field leadership at UBS. In 2021, he was named the Complex Director for the St. Paul and Great Plains Complex for UBS. In this role, Justin is responsible for the businesses in St. Paul, MN, St. Cloud, MN, Alexandria, MN, Fargo, ND, Sioux Falls, SD, West Des Moines, IA and Davenport, IA. Justin has also served as the Branch Manager for Wayzata, MN, St. Paul, MN and as the Assistant Complex Director for the Minnesota Complex.

Prior to 2012, Justin held various roles at UBS and predecessor firms -- ranging from leading home office sales support teams, leading technology and practice management training teams, and serving as regional business analyst. With this wide range of experience over his 25-plus year career, Justin is able to listen to advisors and their teams as they share the vision for their practices. Equally as important, he connects teams to the right people from around the firm in order to bring the best of UBS to clients and advisor practices.

Justin earned his B.S. degree in Mathematics and Economics from North Dakota State University in Fargo, ND. He lives in Minneapolis with his wife, Stephanie, and two sons. Outside of work, Justin spends much of his summer and fall coaching for the Minneapolis Youth Baseball Association. When not coaching or watching a ball game, he enjoys traveling with his family, running (two-time marathon finisher) and recently began taking guitar lessons.
444 Cedar Street
Suite 2200
St Paul, MN 55101

justin.kappel@ubs.com

Justin Kappel

444 Cedar Street,St Paul,MN,55101
David Lenahan

Director

Admin Manager
View bio
- MN
David joined UBS in September 2024 as an Administrative Manager for the Minneapolis area and Fargo branches. Prior to joining UBS, he was with Merrill Lynch for 27 years. There he served in various capacities including Market Client Relationship Manager, Business Manager, Administrative Manager and Performance Manager in Wealth Management Banking. He holds the Series 7, 63, 65, 9, 10 and 31 securities licenses.

David is a native of Dublin, Ireland and he resides in Saint Paul, MN and is married to a Minnesotan and has two sons that are both attending college. He is an active outdoors person and enjoys traveling in his spare time.
444 Cedar Street
Suite 2200
St Paul, MN 55101

david.lenahan@ubs.com

David Lenahan

444 Cedar Street,St Paul,MN,55101

Tobin Johnson

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

View bio

Current role and areas of expertise

Tobin joined UBS Bank USA in 2017 and he is currently a Senior Wealth Management Banker covering offices in the Midwest Market.

Tobin has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Tobin began his career in financial services in 1994. Prior to joining UBS, he held a similar role at Merrill Lynch along with roles at Wells Fargo, Ameriprise and elsewhere.

Education and personal information

In Tobin’s role as a Senior Wealth Management Banker his NMLS # is 982743. He holds his Series 7 and 66 securities licenses and CFP®. He also holds a bachelor’s degree from Concordia College.

Outside of the office, Tobin enjoys spending time with his family as well as playing golf and pickleball.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender.
Christine Coughlin

Digital Specialist

View bio

As the Digital Specialist for the Midwest Market, Christine is responsible for training and education on the Digital tools that help an Advisors business grow. Being a former Client Service Associate and Branch Technology Liaison, her experience with the platforms allows her to know the importance of technology being efficient on both the employee and client side.

After graduating from Augustana University in Sioux Falls, SD in 2017, she worked at McDowell Financial Group with a focus on Life Insurance, and then joined UBS in 2018.

In her spare time you can find her outdoors hiking, running, and adventuring with her husband Dillon, son Theo, and dog Murphy.

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

House View Monthly

A leading global wealth manager

A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$5.9+ trn

UBS Group invested assets
As of 06/30/2024

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager

Lasting relationships

Justin Kappel

David Lenahan

Tobin Johnson

Christine Coughlin