Lasting relationships

Understanding what matters most to you

St. Paul UBS

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

Three generations in front yard

  • Justin Kappel

    Justin Kappel

    Executive Director

    Market Director

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    • FL
    • IA
    • MN
    • ND
    • SD
    • WI

    Since 2012, Justin has held roles in field leadership at UBS. In 2021, he was named the Complex Director for the St. Paul and Great Plains Complex for UBS. In this role, Justin is responsible for the businesses in St. Paul, MN, St. Cloud, MN, Alexandria, MN, Fargo, ND, Sioux Falls, SD, West Des Moines, IA and Davenport, IA. Justin has also served as the Branch Manager for Wayzata, MN, St. Paul, MN and as the Assistant Complex Director for the Minnesota Complex.

    Prior to 2012, Justin held various roles at UBS and predecessor firms -- ranging from leading home office sales support teams, leading technology and practice management training teams, and serving as regional business analyst. With this wide range of experience over his 25-plus year career, Justin is able to listen to advisors and their teams as they share the vision for their practices. Equally as important, he connects teams to the right people from around the firm in order to bring the best of UBS to clients and advisor practices.

    Justin earned his B.S. degree in Mathematics and Economics from North Dakota State University in Fargo, ND. He lives in Minneapolis with his wife, Stephanie, and two sons. Outside of work, Justin spends much of his summer and fall coaching for the Minneapolis Youth Baseball Association. When not coaching or watching a ball game, he enjoys traveling with his family, running (two-time marathon finisher) and recently began taking guitar lessons.

          444 Cedar Street
          Suite 2200
          St Paul, MN 55101
          justin.kappel@ubs.com
          Justin Kappel
          444 Cedar Street,St Paul,MN,55101
        • Dana Sandborgh

          Dana Sandborgh

          Director

          Assistant Operations Manager

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          • AZ
          • CA
          • FL
          • IA
          • IL
          • MN
          • ND
          • SD
          • WI
          • WY

          Dana has been with UBS for over 15 years. She joined the firm as an Intern the summer before her Senior year in college. After graduating, Dana joined UBS full time as a Branch Service Associate. Over the years, she has held various roles in both Operations and Administration and is currently a Branch Administrative Manager. Dana graduated from St. Olaf College with a degree in Biology and minor in Business. She holds the series 7, 9, 10, 63, and 65. Dana lives in Cottage Grove, MN with her husband and two sons. In her spare time, she enjoys being with friends and family and reading a good book.

                444 Cedar Street
                Suite 2200
                St Paul, MN 55101
                dana.sandborgh@ubs.com
                Dana Sandborgh
                444 Cedar Street,St Paul,MN,55101
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                Tobin Johnson

                NMLS #947868

                Senior Wealth Management Banker, UBS Bank USA

                Current role and areas of expertise

                Tobin joined UBS Bank USA in 2017 and he is currently a Senior Wealth Management Banker covering offices in the Midwest Market.

                Tobin has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives. 

                Professional history

                Tobin began his career in financial services in 1994. Prior to joining UBS, he held a similar role at Merrill Lynch along with roles at Wells Fargo, Ameriprise and elsewhere.

                Education and personal information

                In Tobin’s role as a Senior Wealth Management Banker his NMLS # is 982743. He holds his Series 7 and 66 securities licenses and CFP®. He also holds a bachelor’s degree from Concordia College.

                Outside of the office, Tobin enjoys spending time with his family as well as playing golf and pickleball.

                Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender.

              • Christine Coughlin

                Christine Coughlin

                Digital Specialist

                As the Digital Specialist for the Midwest Market, Christine is responsible for training and education on the Digital tools that help an Advisors business grow. Being a former Client Service Associate and Branch Technology Liaison, her experience with the platforms allows her to know the importance of technology being efficient on both the employee and client side. 

                After graduating from Augustana University in Sioux Falls, SD in 2017, she worked at McDowell Financial Group with a focus on Life Insurance, and then joined UBS in 2018. 

                In her spare time you can find her outdoors hiking, running, and adventuring with her husband Dillon, son Theo, and dog Murphy. 

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