Let's move forward. Together.

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

San Diego Market Locations

Connecting you to the deep resources of UBS

By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

Business transition and succession planning

UBS Philanthropy

Sustainable investing

Helping women take charge

Tree

UBS and Credit Suisse—stronger than ever

Outlook on interest rates

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Market Head

    Justin Frame

    Market Executive

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    • AR
    • AZ
    • CA
    • CO
    • HI
    • NV

    Justin Frame is a Managing Director who serves as the Market Executive for the Pacific Desert Market. The business consists of 13 branches, including Newport Beach, Irvine, Carmel Valley, San Diego, La Jolla, Rancho Bernardo, Riverside, Redlands, Indian Wells, Honolulu, Scottsdale, Phoenix and Tucson..  He oversees more than 260 Financial Advisors who manage more than $50 billion in client assets and is focused on maintaining our position as one of the most productive markets in Southern California. Our local roots allow us to always stand in service to our Financial Advisors and their clients.  Justin is active in his community serving on several local boards including Advisors in Philanthropy and Working Wardrobes.

    Before taking on his current role with UBS Global Wealth Management he spent the previous 25 years with Morgan Stanley.  He held several roles there including Branch & Complex Manager, Regional COO and Family Wealth Advisor.  As a former successful Financial Advisor for 14 years, he understands the unique relationship between Advisors and their clients. He supports that relationship by providing an open architecture of products and services, which allows our Advisors freedom of choice.

    Today’s markets and sophisticated client needs require leader’s adept at leading transformational change. Justin has a philosophy that wealth management is about helping clients achieve their financial goals so they can live their dreams. To accomplish this, we have assembled a great team of first-class support professionals and Financial Advisors that are first and foremost good people, working tirelessly to understand their clients' deepest concerns and priorities and ensure that every client relationship is built on unshakeable trust.

    California Insurance License# OK16751

     

     

     

          515 South Flower Street
          Suite 5000
          Los Angeles, CA 90071
          Justin.frame@ubs.com
          Justin Frame
          515 South Flower Street,Los Angeles,CA,90071
        • Lynn Devere Hunter

          Lynn Hunter

          Director

          Market Administrative Officer

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          • AZ
          • CA
          • HI

          Lynn Hunter serves as the Market Administrative Officer for the Pacific Desert Market. Lynn has served in a variety of roles in the financial services industry, including Regional Business Initiatives Manager, Regional Operational Risk Manager, and Operations/Project Manager with Wells Fargo Private Bank,  Business Service Manager, Complex Administrator, and Financial Advisor with Morgan Stanley, Commodity Trading Advisor and Commodity Pool Operator for La Jolla Trading/West Coast Options Fund and chartist and research analyst for Dow Theory Letters.

          Lynn focuses on developing collaboration within teams. She enjoys helping Wealth Management Teams to meet service excellence standards by focusing on the importance of enhanced client-centric service, and by staying well-informed on the industry as it changes. A relationship-driven manager, she believes strongly in coaching people to find their strengths, identifying challenges and opportunities to grow, and ongoing mentoring. Very comfortable in the digital world, Lynn enjoys helping others move forward with new technologies, recognizing their value and how to manage interpersonal relationships using them, while at the same time respecting the roots and traditions of the service business. She works closely with team members to bring them up to the next level while running their businesses efficiently, effectively, and confidently.

          Lynn was raised in La Jolla, California, and is a graduate of La Jolla High School. She has a Bachelor of Arts degree in Political Science from the University of California, San Diego and holds FINRA Series licenses 7, 9, 10, 66; NFA Series 3; and California Insurance License #0D05717.  Lynn lives in La Jolla with her husband Jim, and enjoys the coastal lifestyle, kayaking, hiking, gardening and the practice of yoga and meditation.

                1200 Prospect Street
                Suite 100
                La Jolla, CA 92037
                lynn.hunter@ubs.com
                Lynn Hunter
                1200 Prospect Street,La Jolla,CA,92037
              • Carla Ozog headshot

                Carla Ozog

                Director

                Market Supervisory Officer

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                • AZ

                      14624 N Scottsdale Road
                      Suite 150
                      Scottsdale, AZ 85254
                      carla.ozog@ubs.com
                      Carla Ozog
                      14624 N Scottsdale Road,Scottsdale,AZ,85254
                    • George Towers III

                      George Towers III

                      Associate Director

                      Associate Market Executive

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                      • AZ
                      • CA
                      • CO
                      • FL
                      • GA
                      • IL
                      • MI
                      • NC
                      • NV
                      • NY
                      • OK
                      • OR
                      • TX
                      • WA
                      • WY

                      George Towers believes that wealth goes far beyond the amount of dollars and cents one has in any account; finances are simply one component of our overall wealth as human beings. He recognizes that wealth is a powerful tool that we can use to not only improve our own lives, but the lives of others, to leave the world a better place than we found it. It is this philosophy that informed his decision to move into financial planning to use his degree from the University of Denver in finance and economics, after spending several years in ministry. George sees both professions as similar in some ways: in both cases he is working in the “people business,” helping others get from point A to point B to help them succeed, putting the person front and center, and providing encouragement. His passion for doing good in the community and the world led him to working with UBS.

                      As a Wealth Planning Associate, George has the responsibility to work with financial advisors across the market in developing comprehensive financial plans for their clients. He participates in client discovery conversations, helps craft financial plans focusing on helping clients achieve their goals, and supports branch leadership team members with detailed key business initiatives and projects. In addition, George is interested in impact investing and sustainability for the long term, using resources as a tool to do good while doing well.

                      George is not the only member of his family who feels it’s important to leave the world a better place. His wife Christie is a cancer researcher who was recruited to the Salk Institute in La Jolla to start her own research lab. George and Christie have two young sons, Noah and Levi. In his spare time, George loves spending time with his family at the beach, traveling, hiking and playing sports. If you get the chance, ask him about his family’s experience on the television game show, Family Feud!

                      California Insurance License# 4183899

                            1200 Prospect Street
                            Suite 100
                            La Jolla, CA 92037
                            george.towers@ubs.com
                            George Towers III
                            1200 Prospect Street,La Jolla,CA,92037
                          • Julian Sanchez headshot

                            Julian Sanchez

                            Director

                            Associate Market Executive

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                            • AZ
                            • CA
                            • CO
                            • CT
                            • NC
                            • NM
                            • SC
                            • TX
                            • VA

                                  2575 East Camelback Road
                                  Suite 900
                                  Phoenix, AZ 85016
                                  julian.sanchez@ubs.com
                                  Julian Sanchez
                                  2575 East Camelback Road,Phoenix,AZ,85016
                                • Assistant Market Head

                                  Ryan Hollaender

                                  Executive Director

                                  Market Director

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                                  • AZ
                                  • CA
                                  • CO
                                  • CT
                                  • FL
                                  • HI
                                  • ID
                                  • IL
                                  • LA
                                  • MA
                                  • MI
                                  • NC
                                  • NJ
                                  • NV
                                  • NY
                                  • OR
                                  • TN
                                  • TX
                                  • UT
                                  • VA
                                  • WA
                                  • WI

                                  Ryan is the Assistant Market Head for UBS Financial Services’ Southern California Market, covering 10 offices including Newport Beach, Irvine, La Jolla, Carmel Valley, Downtown San Diego, Rancho Bernardo, Hawaii, Riverside, Redlands and Indian Wells. He is charged with helping to develop business strategy, coordinating Market events and working with internal and external partners to give advisors access to the tools and intellectual capital they need to better serve their clients.

                                  He began his career in financial services in UBS' Beverly Hills office in 2008 and has held various roles in the firm before being promoted to Assistant Market Head in September of 2019. Prior to his current role, he was the Market Supervisory Officer for UBS' West LA and Los Angeles Markets, where he worked with large advisor teams to manage risk and find solutions to complex issues for some of the firm's wealthiest clients.

                                  Ryan graduated from the University of Southern California with a degree in Business Administration. He was born in New Jersey and currently resides in Irvine, CA.. Ryan holds his 3, 7, 66, 9, and 10 securities licenses and is registered in all 50 states.

                                        888 San Clemente Drive
                                        Suite 300
                                        Newport Beach, CA 92660
                                        ryan.hollaender@ubs.com
                                        Ryan Hollaender
                                        888 San Clemente Drive,Newport Beach,CA,92660
                                      • becky

                                        Becky Hamilton

                                        Director

                                        Team Administrator

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                                        • AZ
                                        • CA
                                        • CO
                                        • FL
                                        • HI

                                        Becky Hamilton has more than 20 years in the Financial Services industry and began her career as receptionist in 2000, working in various roles making her way to her current role as Market Service Manager for the Southern California Market.  Becky’s experience allows her to better understand the rewards and challenges that our Advisor teams encounter on a daily basis.  Becky is happy to be back at UBS where her passion for the industry began.  She loves her role and is enjoying partnering with the teams across Southern California and Hawaii.

                                        Becky is married to Jeff Hamilton and has 3 children: Hunter, Brody and Brock.  She spends most of her free time making memories with her family and volunteering as a board member for her sons’ little league in Peoria, AZ. 

                                              14624 N Scottsdale Road
                                              Suite 150
                                              Scottsdale, AZ 85254
                                              becky.hamilton@ubs.com
                                              Becky Hamilton
                                              14624 N Scottsdale Road,Scottsdale,AZ,85254
                                            • giuntini

                                              Michael Giuntini

                                              Director

                                              Admin Manager

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                                              • CA

                                              Michael Giuntini is a Supervisory Officer for the Los Angeles/Orange County Market.  Prior to this role, Michael spent the previous 4 years at Wells Fargo Advisors working for their Los Angeles market.  At Wells Fargo, Michael was responsible for coordinating branch operations and client service in the Westwood branch. Serving as a liaison between Financial Advisors teams and various home office contacts, Michael problem solves and manages a number of time sensitive requests to help service high net worth client's financial needs.  

                                              Michael received his Bachelor's in Business Administration from Loyola Marymount University and is currently pursuing his Master's in Business Administration at the University of Southern California. 

                                                    888 San Clemente Drive
                                                    Suite 300
                                                    Newport Beach, CA 92660
                                                    michael.a.giuntini@ubs.com
                                                    Michael Giuntini
                                                    888 San Clemente Drive,Newport Beach,CA,92660
                                                  •  toma

                                                    Toma Kay

                                                    Associate Director

                                                    Supervisory Officer

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                                                    • CA

                                                    Toma Kay, who is one of our Administrative Manager primarily covering the Irvine branch.

                                                    Toma comes to us from Wells Fargo and has over 30 years of industry experience.  She started her career with Dean Witter as a Client Service Associate and has since held numerous management positions in Risk Management and Operations.  Toma has built her reputation on fostering strong partnerships with advisors and team associates. She prides herself on being an attentive listener who draws on her experience to find solutions that support both the advisors and the firm.  

                                                    A resident of Irvine, Toma enjoys cooking, gardening and DIY projects in her free time. 

                                                     

                                                          Home Worker CA
                                                          Home Worker CA, CA 000
                                                          toma.kay@ubs.com
                                                          Toma Kay
                                                          Home Worker CA,Home Worker CA,CA,000
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                                                          Betty Hamada

                                                          Associate Director

                                                          Admin Manager

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                                                          • CA
                                                          • HI

                                                          Betty Hamada, as Administrative Manager for the Honolulu office of UBS, supports the branch manager and financial advisor teams in the office by handling many tasks, including overseeing staff, filling in for the CSA (client service assistant) role as needed, and ensuring smooth branch operations. A veteran of the financial industry, Betty holds Series 7 and 9/10 securities licenses. After several years in the investment divisions of banks and insurance companies, Betty joined UBS in 2007, originally as Operations Manager, becoming Admin Manager in 2010.

                                                          Because she is experienced and detail-oriented, with high standards and a focus on addressing client objectives, Betty is able to anticipate challenges and find quick resolutions to whatever needs arise. She is dependable and resilient, with great follow-through.

                                                          A native of Hawaii, Betty spends her spare time with her three sons, grandson, and her Golden Retriever.

                                                          Betty’s philosophy of life? “Life is like a camera: focus on what’s important, capture the good times, develop from the negatives, and if things don’t work out, take another shot."

                                                                733 Bishop Street
                                                                Suite 1600
                                                                Honolulu, HI 96813
                                                                betty.hamada@ubs.com
                                                                Betty Hamada
                                                                733 Bishop Street,Honolulu,HI,96813
                                                              • Laura

                                                                Laura Fetterman

                                                                Authorized Officer

                                                                Executive / Team Assistant

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                                                                • CA

                                                                Laura Fetterman, Executive Team Assistant for the San Diego Market, has supported UBS executive teams since 2005, interacting with managers and employees from all branches within the Market. In this role, Laura acts as the gatekeeper to the leadership team for the San Diego Market, exercising informed judgment in triaging requests, priorities and focused engagements.  Laura handles a myriad of tasks every day, from administrative such as managing calendars, planning conference calls and arranging client meetings or travel, to operational tasks including onboarding new employees, managing facilities, or handling accounts payable. She also plans a great many events – including managing internal culture-building events and client events or philanthropic endeavors and sponsorships. 

                                                                Her resourcefulness, organizational skills, attention to detail, and multitasking capabilities often make Laura the first go-to source for help or guidance to employees in the marketplace. Laura’s dependability, intellectual curiosity and ability to inject humor into any situation enhance her approachability and make her fun to work with.

                                                                She is FINRA-registered, holding Series 7, 66, 9, and 10 licenses. Laura holds a Bachelor of Arts degree from DeSales University in Pennsylvania. In her spare time, Laura loves traveling, attending concerts and sampling delicious foods and wines with family and friends.

                                                                      1200 Prospect Street
                                                                      Suite 100
                                                                      La Jolla, CA 92037
                                                                      laura.fetterman@ubs.com
                                                                      Laura Fetterman
                                                                      1200 Prospect Street,La Jolla,CA,92037
                                                                    • Daniel T. Shiu

                                                                      Daniel Shiu

                                                                      Senior Vice President–Wealth Management

                                                                      Market Director

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                                                                      • AK
                                                                      • AZ
                                                                      • CA
                                                                      • DC
                                                                      • DE
                                                                      • FL
                                                                      • HI
                                                                      • IL
                                                                      • LA
                                                                      • MD
                                                                      • MN
                                                                      • MO
                                                                      • NV
                                                                      • OR
                                                                      • PA
                                                                      • SC
                                                                      • TX
                                                                      • UT
                                                                      • VA
                                                                      • WA

                                                                      Dan Shiu believes people should spend less than they make, so they can have the opportunity to invest consistently and often, while always minding the long term. It is with this philosophy that Dan leads the culture of the Honolulu branch to create an environment where the financial advisors help to solve complex problems for clients. Dan advises the FAs to put themselves in the shoes of the clients, much as he does, and to keep things clear, so as to help clients define and reach their goals.

                                                                      Dan focuses on working with business owners and retirees on their retirement plans, providing personalized, proactive, and customized advice to individuals and retirement plan sponsors for 401(k) programs, defined contribution plans, and qualified retirement plans. He has continued to expand his knowledge base with rigorous educational programs in the areas of retirement planning, income and estate taxes, investments, and insurance, gaining certifications as a Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), Chartered Retirement Plans Specialist (CRPS), and Certified Exit Planning Advisor (CEPA). Dan is registered as an investment advisor in six states and also holds Insurance licenses in California and Hawaii.

                                                                      Born and raised in Honolulu, Dan attended the Iolani School locally. Shortly after graduating cum laude from Claremont McKenna College with a double major in Economics and Government, he began a career with Booz Allen & Hamilton and Ernst & Young. He started with UBS as a financial advisor in Honolulu in 1994 and became branch manager in 2016. In 2021, Dan was recognized by Forbes magazine as a “Best-in-State” advisor for Hawaii.

                                                                      A family man with two sons, Dan and his wife Sandee have been married for 28 years. For more than 15 of those years, Dan has enjoyed coaching youth soccer.

                                                                      • Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
                                                                      • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

                                                                          733 Bishop Street
                                                                          Suite 1600
                                                                          Honolulu, HI 96813
                                                                          daniel.shiu@ubs.com
                                                                          Daniel Shiu
                                                                          733 Bishop Street,Honolulu,HI,96813
                                                                        • Pat Lizza

                                                                          Patrick Lizza

                                                                          Director

                                                                          Market Director

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                                                                          • AK
                                                                          • AR
                                                                          • AZ
                                                                          • CA
                                                                          • CO
                                                                          • CT
                                                                          • DE
                                                                          • FL
                                                                          • HI
                                                                          • IA
                                                                          • ID
                                                                          • IL
                                                                          • IN
                                                                          • KS
                                                                          • KY
                                                                          • MA
                                                                          • MI
                                                                          • MT
                                                                          • NC
                                                                          • NE
                                                                          • NH
                                                                          • NJ
                                                                          • NV
                                                                          • NY
                                                                          • OH
                                                                          • OR
                                                                          • PA
                                                                          • SC
                                                                          • TN
                                                                          • TX
                                                                          • UT
                                                                          • VA
                                                                          • WA
                                                                          • WI

                                                                          As a member of Aligned Wealth Partners at UBS, Pat Lizza draws on extensive financial and service industry experience to provide comprehensive wealth management advice to business owners, retirees, multi-generational families, and other select clients. As branch manager of the Indian Wells office, he also oversees new initiatives, expanded opportunities for financial advisors, connecting financial advisors and clients with the advanced subject matter expertise of the global firm’s specialists.

                                                                          Pat has been with UBS since 2011 and has worked with his team to develop a comprehensive, client-focused wealth management approach, which begins with connecting with clients to truly understand, plan, and align with their particular circumstances. Pat prides himself and his team’s ability to look beyond the financial data to each client’s unique values, goals, relationships, and aspirations. From investments, to retirement, to estate planning, his firm’s complete approach to wealth management enables them to develop customized strategies, specific to each client's needs, with the aim of maximizing the ability for objectives to be achieved. As a Certified Exit Planning Advisor, Pat works with business owners on planning exit strategies and transitions. He is a Certified Endowment and Foundation Consultant and works with non-profits to sharpen investment strategies, while also helping clients to establish charitable giving programs.

                                                                          Pat has a background in the resort and hospitality industry and is actively involved with the local community. 

                                                                          He and his family have volunteered with the Boys and Girls Club of Coachella Valley. He is a board member of the World Affairs Council of the Desert, and Xavier College Preparatory High School. 

                                                                          A native of the Palm Springs area, Pat and his wife have 3 grown children and reside in La Quinta. In his spare time you’ll find Pat enjoying golf, reading, cooking for family and friends and traveling. 

                                                                          • Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

                                                                              75-280 Highway 111
                                                                              Indian Wells, CA 92210
                                                                              pat.lizza@ubs.com
                                                                              Patrick Lizza
                                                                              75-280 Highway 111,Indian Wells,CA,92210
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                                                                              Howard Woo

                                                                              Executive Director

                                                                              Market Director

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                                                                              • AZ
                                                                              • CA
                                                                              • CO
                                                                              • FL
                                                                              • HI
                                                                              • IA
                                                                              • IL
                                                                              • IN
                                                                              • MI
                                                                              • NJ
                                                                              • NV
                                                                              • OR
                                                                              • TN
                                                                              • TX
                                                                              • WA

                                                                                    20 Pacifica
                                                                                    Suite 1500
                                                                                    Irvine, CA 92618
                                                                                    howard.woo@ubs.com
                                                                                    Howard Woo
                                                                                    20 Pacifica,Irvine,CA,92618

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