Your life. Your wealth. Your future.

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Backed by strong credentials that instill confidence, Bill brings over two decades in the financial services industry. Holding the title of UBS Managing Director, a rank reserved for the firm’s business leaders, he is well qualified to lead the Montana Wealth Advisors team. Bill focuses on developing in-depth financial plans and executing customized wealth management strategies for clients. His areas of experience include comprehensive wealth management, portfolio management, estate planning and philanthropy. Over the course of his career, he and his partners have built a full-service wealth management team that takes clients through a comprehensive planning process that analyzes their investment, retirement, insurance and estate needs. 

Bill is passionate about helping clients position themselves for a stronger financial future. Highly regarded as an industry leader, his dedication has earned him recognition as a Barron’s Top 1,200 Financial Advisor for eight consecutive years (2014 – 2021) and ranked by Forbes Best-In-State Wealth Advisor for Montana the past three years (2019-2021) . Additionally, in January 2017, Bill was nominated to the FA Advisory Council, a select group chosen to represent UBS and shape the firm’s wealth management strategies.

Bill is a Montana native who earned his bachelor’s degree in finance from the University of Montana. He is an advocate for quality healthcare for the state of Montana, currently serving as a board member for RiverStone Health Foundation and as an investment committee member for Montana Healthcare Foundation.  An avid golfer, he loves to travel and is actively involved in the Billings community.

• Barron's Top 1,200 Financial Advisors, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
• Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• University of Montana

• Chartered Retirement Plans Specialist℠
• Wealth Advisor
• Senior Retirement Plan Consultant

• AK
• AL
• AZ
• CA
• CO
• DE
• FL
• HI
• IA
• ID
• IL
• IN
• KS
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• MO
• MT
• NC
• ND
• NE
• NM
• NV
• NY
• OH
• OK
• OR
• SC
• SD
• TN
• TX
• UT
• VA
• WA
• WI
• WY

Recognized as an industry leader, Todd has been listed among Barron’s Top 1,200 Financial Advisors for six years (2015-2019, 2021) and the Financial Times 400 Top Financial Advisers in 2015.  Other recognition includes ranked Forbes Best-In-State Wealth Advisor for Montana the past four years (2018-2021).  His numerous accolades from prominent publications demonstrate his dedication to his clients.

Todd has managed investment portfolios through a variety of market environments. Over the past 25 years, he has provided exceptional client service and demonstrated the ability to build close relationships. Helping lead the team, he tailors financial plans and investment strategies to clients’ needs and listens carefully when clients share priorities and concerns, making sure that financial plans are relevant to where clients are in their lives. As a Certified Private Wealth Advisor®, Todd offers the commitment and resources to help address the needs of individuals and multigenerational families with significant wealth through trust and estate planning, philanthropy and preparation for the next generation. With extensive training, Todd is qualified to help establish donor-advised funds, private foundations, endowments and charitable gift annuities, as well as assist clients in philanthropic efforts.  

Todd received his business management degree from Montana State University–Billings and served as an Army infantry officer prior to entering the finance business. Outside of UBS, Todd is passionate about making an impact within his community. Todd currently serves as a board member of The Boys & Girls Club of Yellowstone County and is a past president of the Billings Education Foundation. He is an active outdoorsman, having participated in triathlons and continuing his passion for mountain biking on Montana’s beautiful trails. He also takes pride in keeping up with his daughters’ academic and sporting adventures.

• Barron's Top 1,200 Financial Advisors, 2015, 2016, 2017, 2018, 2019, 2021, 2022, 2023
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
• Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• Montana State University - Billings

• Chartered Retirement Plans Specialist℠
• Endowment & Foundation Consultant
• Private Wealth Advisor
• Wealth Advisor
• Senior Retirement Plan Consultant

• AK
• AL
• AZ
• CA
• CO
• DE
• FL
• IA
• ID
• IL
• IN
• KS
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• MO
• MT
• NC
• ND
• NE
• NM
• NV
• NY
• OH
• OK
• OR
• SC
• SD
• TN
• TX
• UT
• VA
• WA
• WI
• WY

Kevin holds two decades of industry experience in wealth management and has built his career specializing in financial and investment solutions. His focus includes retirement planning, estate and wealth transfer solutions and education planning. As the team’s lead 401(k) consultant, Kevin is a key member of the Montana Wealth Advisor team. He works closely with businesses and plan sponsors to help develop customized retirement plan solutions and educate participants about asset allocation, investment choices and planning for retirement. With this responsibility, he takes pride in guiding clients through market updates, investment performance and portfolio strategy. Kevin is constantly keeping up with the market, staying ahead in his investment approach by accessing all the research platforms UBS has to offer. Through careful planning, systematic reviews and frequent communication, Kevin excels at delivering superior financial planning advice and highly personalized service.

Kevin earned his bachelor of science degree in mechanical engineering from Montana State University. He is an ardent outdoorsman who enjoys all the adventures his home state has to offer. Kevin also dedicates his spare time to helping and improving the Billings community.

• Montana State University

• Chartered Retirement Planning Counselor℠
• Chartered Retirement Plans Specialist℠
• Wealth Advisor
• Senior Retirement Plan Consultant

• AK
• AL
• AR
• AZ
• CA
• CO
• DE
• FL
• HI
• IA
• ID
• IL
• IN
• KS
• KY
• LA
• MA
• MD
• ME
• MI
• MN
• MO
• MT
• NC
• ND
• NE
• NM
• NV
• NY
• OH
• OK
• OR
• SC
• SD
• TN
• TX
• UT
• VA
• WA
• WI
• WY

Scott brings a focus on designing customized wealth strategies. This includes guiding clients through an exhaustive planning process with short-, medium- and long-term goals. Scott believes a comprehensive plan is key to weathering the markets and ensuring that all assets are working efficiently toward the set goals. He proactively communicates with clients and creates a customized plan to achieve an ongoing dialogue with each client, making sure his advice stays true to his clients’ priorities.  Scott is a Certified Financial PlannerTM professional who is trained in personal financial planning, retirement planning and estate planning strategies. He completes over 30 hours of continuing education every two years. In addition, Scott has obtained his Chartered Retirement Planning SpecialistSM designation in advanced retirement planning strategies. His certifications demonstrate skills not only in retirement planning, but in financial goal analysis, performance monitoring and client portfolio review. With nearly two decades of experience, Scott offers knowledge of asset protection, ranging from life insurance, annuities, long-term care and disability. Prior to joining UBS in 2013, he worked as a wealth advisor in the Wealth Management division of First Interstate Bank for nine years.

Born and raised in Montana, Scott earned his undergraduate degree in sports medicine from Montana State University–Bozeman and holds a master’s degree in sports administration from Montana State University–Billings. Outside of the office, he can be found out on the state’s greatest waters fly-fishing or on the greens golfing. He enjoys spending time with his wife, Becky, and their two children.

• Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• Montana State University - Billings
• Montana State University

• CERTIFIED FINANCIAL PLANNER™
• Chartered Retirement Plans Specialist℠
• Wealth Advisor
• Senior Retirement Plan Consultant

• AZ
• CA
• CO
• IL
• LA
• MN
• MO
• MT
• ND
• NV
• OR
• SD
• TX
• WA
• WY

Sandy has dedicated herself to expanding her knowledge of the finance industry to provide clients with tailored wealth management strategies. She works closely with clients during the planning process to develop a thorough grasp of their objectives while instilling realistic expectations and an understanding of the risks and rewards inherent in investments.  Sandy’s experience and skills in providing wealth management, retirement planning and financial services reflect her two-decade career in investment and banking. When it comes to managing client’s assets and the value of their portfolios, Sandy goes above and beyond by establishing trust, instilling confidence and building personal relationships. To serve her clients even better, she has earned the designation of Accredited Asset Management SpecialistSM. With this, Sandy specializes in asset management, insurance, taxation, risk, return and investment performance, retirement and estate planning issues. This diverse experience allows her to provide across the spectrum while focusing on trade executions, portfolio construction and implementation, and investment research.

A Montana native, Sandy is active in the local community: she not only belongs to the Philanthropic Education Organization, but sits on the board for the nonprofit Dress for Success. She is a passionate runner who often competes in races for charity. Alongside her husband, Greg, she stays busy by attending her youngest son’s sporting events.

• Accredited Asset Management Specialist℠
• Accredited Wealth Management Advisor℠

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• FL
• GA
• ID
• MA
• MI
• MO
• MT
• ND
• NM
• NV
• OH
• OR
• PA
• SC
• TX
• UT
• VA
• WA
• WY

• United States Air Force Academy

• Certified Exit Planning Advisor