Lasting relationships

Understanding what matters most to you

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Mark Livoti

Director

Assistant Market Head
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
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- PR
- RI
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- SD
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- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Mark Livoti joined UBS Financial Services Inc. in 2007 and has worked in various operational and administrative roles in the Mid Atlantic Market. Mark currently works as the Assistant Market Executive to provide resources, oversight and support for local managers, Financial Advisors and support personnel. He served as co-chair for the 2015/16 Administrative Manager Advisory Council and is Series 7, 66, 9 and 10 licensed.

Mark received a B.S. in management from George Mason University in Fairfax, VA, and currently resides in Owings, MD with his wife, Elise, and children, Grady and Scarlett.
3 Park Place
Suite 300
Annapolis, MD 21401
Timothy Reath

Senior Vice President–Wealth Management

Financial Advisor
View bio
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- LA
- MA
- MD
- ME
- MN
- MT
- NC
- NJ
- NV
- NY
- OH
- PA
- SC
- TN
- TX
- VA
- WA
- WV
The Chesapeake Group
3 Park Place
Suite 300
Annapolis, MD 21401
Mark Fulton

Vice President–Wealth Management

Financial Advisor
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- LA
- MA
- MD
- ME
- MN
- NC
- NJ
- NV
- NY
- OH
- PA
- SC
- TN
- TX
- VA
- WV
The Chesapeake Group

Mark has over 25 years of experience providing holistic, wealth management services to high net worth individuals and their families. He started his career as a founding member of Provident Investments in 1995. In 2010, he brought his clients to UBS, after 10 years of cultivating relationships at Bank of America and Wachovia Securities. Mark is a 1987 graduate of the University of Maryland, where he obtained a BA in Economics. He then went on to the University of Baltimore, where he received an MBA with an emphasis on Securities Analysis and Capital Markets. Mark currently lives in Severna Park with his wife Laurie, where they raised their two sons.
3 Park Place
Suite 300
Annapolis, MD 21401
Melissa Caprice

Team Administrator
View bio
Melissa joined UBS in 2022 after previous experience at independent RIA firms. She holds the Series 7 and Series 66 securities licenses as well as the Chartered Retirement Planning Counselor (CRPC®) designation. She has a keen interest in financial planning and behavioral finance. Melissa is originally from Vancouver, Canada and now lives in Annapolis with her husband and children.
3 Park Place
Suite 300
Annapolis, MD 21401
John A. Aras

Senior Vice President–Wealth Management

Financial Advisor
View bio
- CA
- CO
- DC
- DE
- FL
- IL
- LA
- MD
- ME
- MI
- NC
- NJ
- NM
- NY
- OH
- PA
- RI
- SC
- TX
- VA
1501 K Street North West
Suite 1100
Washington, DC 20005
Carey White

Client Associate
View bio
Carey joined Morgan Stanley in DC right after college (University of Maryland, 2000) as a Client Service Associate. After obtaining her Series 7, 66, 9, 10 and 31 licenses she moved to the Annapolis Morgan Stanley office, as the CSA to the Producing Branch Manager for seven years. Next she joined UBS with FA John Aras in the DC office and then later decided to leave the business and become a stay-at-home parent for her 2 small children. Fast forward 8.5 years and she’s happily back to work at UBS sitting in the Annapolis office.
3 Park Place
Suite 300
Annapolis, MD 21401

Mark Livoti

Director

Assistant Market Head
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Mark Livoti joined UBS Financial Services Inc. in 2007 and has worked in various operational and administrative roles in the Mid Atlantic Market. Mark currently works as the Assistant Market Executive to provide resources, oversight and support for local managers, Financial Advisors and support personnel. He served as co-chair for the 2015/16 Administrative Manager Advisory Council and is Series 7, 66, 9 and 10 licensed.

Mark received a B.S. in management from George Mason University in Fairfax, VA, and currently resides in Owings, MD with his wife, Elise, and children, Grady and Scarlett.
3 Park Place
Suite 300
Annapolis, MD 21401
Timothy Reath

Senior Vice President–Wealth Management

Financial Advisor
View bio
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- LA
- MA
- MD
- ME
- MN
- MT
- NC
- NJ
- NV
- NY
- OH
- PA
- SC
- TN
- TX
- VA
- WA
- WV
The Chesapeake Group
3 Park Place
Suite 300
Annapolis, MD 21401
Mark Fulton

Vice President–Wealth Management

Financial Advisor
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- IL
- LA
- MA
- MD
- ME
- MN
- NC
- NJ
- NV
- NY
- OH
- PA
- SC
- TN
- TX
- VA
- WV
The Chesapeake Group

Mark has over 25 years of experience providing holistic, wealth management services to high net worth individuals and their families. He started his career as a founding member of Provident Investments in 1995. In 2010, he brought his clients to UBS, after 10 years of cultivating relationships at Bank of America and Wachovia Securities. Mark is a 1987 graduate of the University of Maryland, where he obtained a BA in Economics. He then went on to the University of Baltimore, where he received an MBA with an emphasis on Securities Analysis and Capital Markets. Mark currently lives in Severna Park with his wife Laurie, where they raised their two sons.
3 Park Place
Suite 300
Annapolis, MD 21401
Melissa Caprice

Team Administrator
View bio
Melissa joined UBS in 2022 after previous experience at independent RIA firms. She holds the Series 7 and Series 66 securities licenses as well as the Chartered Retirement Planning Counselor (CRPC®) designation. She has a keen interest in financial planning and behavioral finance. Melissa is originally from Vancouver, Canada and now lives in Annapolis with her husband and children.
3 Park Place
Suite 300
Annapolis, MD 21401
John A. Aras

Senior Vice President–Wealth Management

Financial Advisor
View bio
- CA
- CO
- DC
- DE
- FL
- IL
- LA
- MD
- ME
- MI
- NC
- NJ
- NM
- NY
- OH
- PA
- RI
- SC
- TX
- VA
1501 K Street North West
Suite 1100
Washington, DC 20005
Carey White

Client Associate
View bio
Carey joined Morgan Stanley in DC right after college (University of Maryland, 2000) as a Client Service Associate. After obtaining her Series 7, 66, 9, 10 and 31 licenses she moved to the Annapolis Morgan Stanley office, as the CSA to the Producing Branch Manager for seven years. Next she joined UBS with FA John Aras in the DC office and then later decided to leave the business and become a stay-at-home parent for her 2 small children. Fast forward 8.5 years and she’s happily back to work at UBS sitting in the Annapolis office.
3 Park Place
Suite 300
Annapolis, MD 21401

Connecting you to the deep resources of UBS

By seeing the big picture, we provide access to the global platforms and the financial and intellectual strengths of UBS’s experts in Wealth Management, Asset Management and our Private and Investment Banks.

US banking sector update: Where we are now

Elena Guglielmin, CIO Credit Analyst for European Financials, David Lefkowitz, Head of Equities Americas, Bradley Ball, US Financials Sector Strategist, and Leslie Falconio, Head of Taxable Fixed Income Strategy Americas, sat down to discuss the latest developments in the wake of the collapse of Silicon Valley Bank and Signature Bank, the broader market and economic impact, and investment implications moving forward.

Retirement planning

Multigenerational planning

Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?
It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Learn more at ubs.com/wealthway.

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In invested assets globally
As of 06/30/2022

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UBS is a world-leading wealth manager

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Lasting relationships

Pursuing your goals together

Mark Livoti

Timothy Reath

Mark Fulton

Melissa Caprice

John A. Aras

Carey White